Tierra Noird| NC REALTOR® & Investor on Instagram: "You can use the USDA “One time construction loan” to buy land in a rural area and build your home for $0 down🏡 Comment “LAND” To Get My List Of 240 Websites That Shows you Where To Buy Cheap Land in over 25+ States‼️"
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Tierra Noird| NC REALTOR® & Investor on Instagram: "You can use the USDA “One time construction loan” to buy land in a rural area and build your home for $0 down🏡 Comment “LAND” To Get My List Of 240 Websites That Shows you Where To Buy Cheap Land in over 25+ States‼️"
625.5K viewsJun 18, 2025
Instagramtheprettygirlinvestor
Rickwood Mortgage Team on Instagram: "Dreaming of homeownership but worried about the down payment? USDA loans might be your ticket to a new home. They offer 100% financing for eligible rural and suburban homebuyers, even if you’re not a veteran! This means you can turn the key to your dream home without having to save up for a hefty deposit. 🏡 Are you unsure if a USDA loan is right for you or your clients? I can help demystify the process and determine eligibility, ensuring you’re on the best
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Rickwood Mortgage Team on Instagram: "Dreaming of homeownership but worried about the down payment? USDA loans might be your ticket to a new home. They offer 100% financing for eligible rural and suburban homebuyers, even if you’re not a veteran! This means you can turn the key to your dream home without having to save up for a hefty deposit. 🏡 Are you unsure if a USDA loan is right for you or your clients? I can help demystify the process and determine eligibility, ensuring you’re on the best
191 views7 months ago
Instagramrickwoodteam
Mario Jasso on Instagram: "USDA Loans in San Diego County 🏡 Imagine owning your own home with $0 down no massive down payment, competitive rates, flexible credit requirements, and often no PMI. Central/downtown areas usually don’t qualify, but a surprising amount of the county does… peaceful, semi-rural spots with that escape-from-the-city vibe: • Ramona 🌳 • Julian 🏔️ • Fallbrook 🍊 (And hidden gems like Pauma Valley, Campo, Bonsall, Valley Center) These areas offer space, views, and that qui
Mario Jasso on Instagram: "USDA Loans in San Diego County 🏡 Imagine owning your own home with $0 down no massive down payment, competitive rates, flexible credit requirements, and often no PMI. Central/downtown areas usually don’t qualify, but a surprising amount of the county does… peaceful, semi-rural spots with that escape-from-the-city vibe: • Ramona 🌳 • Julian 🏔️ • Fallbrook 🍊 (And hidden gems like Pauma Valley, Campo, Bonsall, Valley Center) These areas offer space, views, and that qui
1.3K views8 months ago
Instagramtico_sd_realestate
Shaneka Lene on Instagram: "💥 Little-Known Real Estate Play 💥 The USDA One-Time Construction Loan lets you: ✅Buy rural land ✅ Build your home ✅ All with $0 down 👀 Key Benefits - • $0 down payment: Just like USDA’s standard loan, it offers 100% financing. • Covers land + construction: You can use it to buy the land, pay for building costs, and roll it all into one permanent loan. • One set of closing costs: Since it’s a single-close product, you avoid paying multiple sets of fees. • Fixed inte
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Shaneka Lene on Instagram: "💥 Little-Known Real Estate Play 💥 The USDA One-Time Construction Loan lets you: ✅Buy rural land ✅ Build your home ✅ All with $0 down 👀 Key Benefits - • $0 down payment: Just like USDA’s standard loan, it offers 100% financing. • Covers land + construction: You can use it to buy the land, pay for building costs, and roll it all into one permanent loan. • One set of closing costs: Since it’s a single-close product, you avoid paying multiple sets of fees. • Fixed inte
3M views11 months ago
Instagramsisshaneka
Carolyne Beaulne | STR Expert on Instagram: "How To Build a House with No Downpayment USDA Construction Loan Requirements Borrower Requirements For A USDA Construction Loan There’s a long list of requirements borrowers must meet to qualify for this type of loan. Here are the USDA construction loan requirements for borrowers: You usually need a minimum credit score of 640. Your debt-to-income (DTI) ratio must be no more than 41%. As part of this, the amount you spend on housing each month can’t r
Carolyne Beaulne | STR Expert on Instagram: "How To Build a House with No Downpayment USDA Construction Loan Requirements Borrower Requirements For A USDA Construction Loan There’s a long list of requirements borrowers must meet to qualify for this type of loan. Here are the USDA construction loan requirements for borrowers: You usually need a minimum credit score of 640. Your debt-to-income (DTI) ratio must be no more than 41%. As part of this, the amount you spend on housing each month can’t r
707.2K viewsDec 27, 2022
Instagramthestrrealtor
Tony Smith on Instagram: "Loan Breakdown in 60 🧠🏡 USDA loans are one of the most misunderstood programs out there — and one of the most powerful for the right buyer. ✔️ Zero down ✔️ Competitive rates ✔️ Flexible guidelines ✔️ Designed for eligible rural and suburban areas USDA isn’t just for farms — and you might be surprised where it applies. If you’re wondering whether this program could work for your situation, I’m always happy to help you take a look. Tony Smith Capstone Mortgage Group NML
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Tony Smith on Instagram: "Loan Breakdown in 60 🧠🏡 USDA loans are one of the most misunderstood programs out there — and one of the most powerful for the right buyer. ✔️ Zero down ✔️ Competitive rates ✔️ Flexible guidelines ✔️ Designed for eligible rural and suburban areas USDA isn’t just for farms — and you might be surprised where it applies. If you’re wondering whether this program could work for your situation, I’m always happy to help you take a look. Tony Smith Capstone Mortgage Group NML
369 views8 months ago
Instagramtonysmith_76
Josh Terral | Arkansas Realtor on Instagram: "🚨 $0 DOWN HOME LOANS ARE REAL 🚨 You don’t need $10–20k saved to buy a house. With a USDA loan, you could buy with literally ZERO down. Areas around 🏡 Prairie Grove 🏡 Farmington 🏡 Pea Ridge 🏡 parts of Fayetteville …and even more towns qualify too. If you’re renting, you might already be able to own. (You do have to meet income + credit guidelines.) Message me “USDA” and I’ll show you the homes and areas that qualify so you can see exactly what’s
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Josh Terral | Arkansas Realtor on Instagram: "🚨 $0 DOWN HOME LOANS ARE REAL 🚨 You don’t need $10–20k saved to buy a house. With a USDA loan, you could buy with literally ZERO down. Areas around 🏡 Prairie Grove 🏡 Farmington 🏡 Pea Ridge 🏡 parts of Fayetteville …and even more towns qualify too. If you’re renting, you might already be able to own. (You do have to meet income + credit guidelines.) Message me “USDA” and I’ll show you the homes and areas that qualify so you can see exactly what’s
475 views7 months ago
Instagramjtnwarealty
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Brandon Kunasek | Real Estate Investor on Instagram: "USDA loans can be used west of Conway, even downtown. You can buy a condo in Loris using a USDA product. #USDALoan #ConwaySC #LorisSC #RealEstate #CondoLiving #HomeBuyer"
85 views7 months ago
Instagrambrandon_kunasek
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William W. Karpeh on Instagram: "Thinking about buying a home but the math isn’t mathing? 🧐 Alec Johnson breaks down your top 4 options in under a minute. ✅ Conventional: 620+ Score | 3% Down ✅ FHA: First-time buyer favorite | 3.5% Down ✅ VA: For our Veterans | 0% Down ✅ USDA: Rural properties | 0% Down Which one fits your goals? Drop a “🏠” below and let’s chat! #MortgageTips #FirstTimeHomeBuyer #RealEstateMN #HomeBuyingProcess"
7 views7 months ago
Instagramwilliamkarpeh
Ana Cruz | AZ Mortgage Broker • Español on Instagram: "🏡 Conventional Loans • 3-5% -of sales price • 20% – avoids PMI (not required, just a benefit) 🏠 FHA Loans • 3.5% – with credit score 580+ • 10% – if credit is 500–579 🌾 USDA Loans • 0% down- Rural/suburban areas + income limits 🎖 VA Loans ( you can use more than once ) • 0% down- For eligible veterans & active-duty military 💡 Extra to Keep in Mind •. This is general for primary residence or 1st time buyers • Some buyers use down payment
757 views8 months ago
Instagramanayourmortgagegirl
Kyle Petitt, Colorado Springs Realtor on Instagram: "Buy Land or a Home With a VA Loan 🏡 Yes, you CAN use a VA loan for land—but here’s what you need to know: 🏗️ VA Construction Loan → Covers land + building costs (but harder to qualify for). 🔄 USDA/Conventional Loan First → Buy land, build, then refinance into a VA loan. ✅ Best option? Work with a VA-approved builder to make the process smoother! Follow for more insider VA loan tips to get your dream home with low interest rate and zero down
2.5K views7 months ago
Instagramrealkylepetitt
Tierra Noird| Real Estate Investor on Instagram: "5 Ways to Buy a House with Under $100 Down 🏡✨ Most people think you need $10,000+ saved to buy a home… but that’s not true. Here are real programs designed to help you get the keys with little to no money down: ✅ USDA Loan – $0 Down (for eligible rural areas) ✅ NACA Loan – $0 Down (no down payment + no closing costs) ✅ HUD’s Good Neighbor Next Door – $100 Down (for teachers, law enforcement, firefighters & EMTs) ✅ FHA 100% Combo – $0 Down
223.6K viewsAug 28, 2025
Instagramtheprettygirlinvestor
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Albert Angarita on Instagram: "For when you’re ready 🏡😉 FHA stands for Federal Housing Administration, which provides mortgage insurance on loans made by lenders. This helps borrowers with lower down payments and credit scores qualify for home loans. RD stands for Rural Development, which is a program offered by the United States Department of Agriculture (USDA) to promote rural homeownership and development through loan and grant programs. Connect with me and I’ll connect you 🫶🏼 Texas Realt
5.2M viewsAug 10, 2023
Instagramtexava.realty
Alex Fasulo on Instagram: "There is an entire network of lenders that have nothing to do with the USDA/direct federal government. It’s called the Farm Credit System! Our country established it nearly 100 years ago. The system now operates in its own ecosystem, having nothing to do with the USDA. My loan is with Farm Credit East, the northeastern branch of the Farm Credit System. It may have a different name where you reside. I did not need any prior experience to get a farmland loan for undevelo
227K viewsFeb 21, 2025
Instagramalexandrafasulo
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Tierra Noird| NC REALTOR® & Investor on Instagram: "Here are 3 powerful $0 down programs most people don’t even know they qualify for: 🔹 USDA Loan – Live in a rural or suburban area? The USDA loan lets you buy with no down payment and low interest rates. Great for first-time buyers looking to own outside of big cities. 🔹 NACA Program – No down payment, no closing costs, no credit score required, and even below-market interest rates. Yes, it’s real — and yes, it’s powerful. 🙌🏽 🔹 VA Loan – Fo
349K viewsJun 5, 2025
Instagramtheprettygirlinvestor
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Mike Novak on Instagram: "You’re in your 30s to 40s and thinking about buying. Here’s what most people don’t tell you. A 580 credit score can still get you a home. FHA loans go that low. Stop waiting for perfect credit. Paying off collections can actually drop your score. Old debt that’s been sitting there? Paying it reactivates it on your report. Talk to a lender before you do anything. Seller concessions can cover your closing costs. You can literally negotiate for the seller to pay your 2-4%
17.9K views7 months ago
Instagramtherealmikenovak
Evangeline Cloud | Real Estate Tips & Marketing on Instagram: "You’re in your 30s to 40s and thinking about buying. Here’s what most people don’t tell you. A 580 credit score can still get you a home. FHA loans go that low. Stop waiting for perfect credit. Paying off collections can actually drop your score. Old debt that’s been sitting there? Paying it reactivates it on your report. Talk to a lender before you do anything. Seller concessions can cover your closing costs. You can literally negot
1.5K views7 months ago
Instagramevangelinecloud1
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Brooks Beard NMLS 940533 on Instagram: "📍 Mortgage Rate Update — Jan. 26, 2026 Here’s where average mortgage rates are right now: 🏡 30-yr Conventional: ~6.00% 🏡 30-yr FHA: ~5.99% 🏡 30-yr VA: ~5.54% 🏡 30-yr USDA: ~5.66% These are national averages and will vary by borrower profile (credit score, loan amount, down payment, lender, etc.), but FHA, VA and USDA loans still tend to offer some of the lowest purchase rates among the most common programs. If you’re thinking about buying or refinanci
1.1K views8 months ago
Instagrambrooksbeard
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Geoffrey Rejent | NJ Home Loans on Instagram: "What mortgages are good for low income first-time homebuyers? 🏠 HomeReady Mortgage Think homeownership is out of reach? HomeReady lets you buy with as little as 3% down and even lets you count rental income from a roommate or family member toward your qualification. 🏠 Home Possible Mortgage You DON’T need a huge savings account to own a home. Home Possible is Freddie Mac’s program designed for first-time buyers like YOU. The loan allows for as low
205 views7 months ago
Instagramgeofflendsnj
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Rachel Davis | Homes, Horse Property & Land on Instagram: "Rate Wednesday | January 14, 2026 Here’s where today’s mortgage rates are landing: 🔹 30-Year Fixed (Conventional): ~6.14% 🔹 15-Year Fixed: ~5.53% 🔹 Jumbo 30-Year: ~6.38% 🔹 7/6 SOFR ARM: ~5.41–5.80% 🔹 FHA 30-Year: ~6.24% 🔹 VA 30-Year: ~6.36% 🔹 USDA 30-Year: ~5.87% Rates are hovering near recent seasonal lows with some products below the broader fixed averages - a meaningful floor for buyers right now as the market looks for directi
271 views8 months ago
Instagramracheldavis_texasrealestate
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