Government data: 7 in 10 turning 65 will need long-term care. Medicare doesn’t cover custodial care—leaving you exposed to six-figure bills that destroy retirement savings.

But credit scoring does not work that way. Excellent money habits never reach the credit bureaus, so they do not appear on ...

Government data: 7 in 10 turning 65 will need long-term care. Medicare doesn’t cover custodial care—leaving you exposed to six-figure bills that destroy retirement savings.

Advent calendars usually come with chocolates or small gifts, starting on December 1 and with one for each day of the month up to December 24. This version gives you something longer-lasting and more ...