Credit scores are down, delinquencies are up and Gen Z is suffering the most from the credit crunch. These are some of the main takeaways from the recently released FICO Score Credit Insights report, ...

MarketWatch reports that 57% of Americans are living paycheck to paycheck, defined as having little to no money left over after paying for basic living expenses.

Many credit unions have already begun proactive outreach to members, said Haleigh Laverty, spokeswoman for the Defense Credit Union Council. “A shutdown could directly and indirectly affect [credit ...

Read my Affirm review with real-life examples of travel and Airbnb purchases. It’s great for big buys, but interest and credit add risk.

A fairly common starting minimum payment for a $5,000 charge is $100 (2%). If you pay $100 a month and don't add to your balance, it would take 135 months (over 11 years) to pay off $5,000. And the ...

Making the minimum payment on your credit card is technically OK. You've paid on time and avoided a late fee, which is good for maintaining your account and a healthy credit score. But credit card ...

The lawsuit alleges the bank deceptively marketed the older account as “high interest” and “one of the nation’s best,” while hiding better options.

Amid today's economic pressures, credit card delinquencies have reached troubling levels nationwide, and it's happening at a time when Americans are also carrying high amounts of credit card debt.

Whenever we discuss the benefits of using credit cards, we typically caveat it with the most important rule: pay your credit card bill on time and in full every month. Paying on time prevents late ...