While it was initially believed that the No Data Wipe update had reached devices running Beta 3.1, that hasn't been the case.
For some reason, not all Beta 3.1 users have received the stable release of Android 16 QPR1, and they are now facing Google Wallet issues.
You can fix this by enabling the Smooth display feature on your Pixel 10. Navigate to Settings -> Display and touch, scroll down to the Other display controls section, and flip the Smooth display ...