The average FICO score fell to 715 in April, down one point since January and two points from a year earlier. For consumers, ...

Your credit score isn’t assigned by banks or credit issuers. Instead, credit bureaus, such as Equifax, Experian and TransUnion, give you a number based on factors like payment history, amounts owed, ...

Most people mix up credit scores and credit reports, but knowing the difference could save you money and boost your chances of loan approval.

Artificial intelligence is being used to tackle a wide range of problems and tasks, including boosting credit scores. AI tools could possibly answer your general credit-related questions, analyze your ...

Whenever we discuss the benefits of using credit cards, we typically caveat it with the most important rule: pay your credit ...

Beverly is a writer, editor, and paralegal specializing in personal finance and tax law. She covers personal financial and legal topics, as well as tax breaks, tax preparation software, and tax law ...

You don't need to be rich to get an exceptional score. I've struggled with job loss and student loans, but this strategy has worked for me. Kaz Weida is an educator and freelance journalist who covers ...

Could your debt be reduced or forgiven? Take our financial relief quiz. There is nothing like the thrill of paying off a debt. However, that excitement can quickly wane, turning into impatience as you ...

More than a third of all Americans have a credit score below 670, according to Experian. And many don’t realize what’s hurting their credit until they’re denied a loan or hit with higher costs. Your ...