Understanding your 401(k) and its performance will increase your chances of gracefully aging with your finances.

With National 401(k) Day today, it's a good time for employers to re-evaluate how their retirement benefits stack up. According to a Guideline survey, most employers underestimate the importance of ...

A 401(k) is a profit-sharing plan that allows Americans to save money for retirement while they maintain their working status in the decades prior to retiring. Employees contribute portions of their ...

As retirement approaches, understanding the nuances of taxable and non-taxable income becomes crucial for financial planning.

As a financial planner, I’ve come to appreciate the importance of saving as a cornerstone of financial success. Your level of income doesn’t necessarily position you for a successful retirement; ...

Understanding Social Security survivor benefits is crucial for widows, as claiming early can reduce payments; strategic ...

Owners aren't making benefits packages available to workers, and they aren't saving for their own retirement either, despite newly available tax-credit programs intended to spur participation.

Understanding 401(k) account characteristics is important to maximize investment contributions and save enough money to fund your lifestyle in retirement. Investing in a 401(k) plan is one of the most ...

Now, if you have other taxable income sources, it's still possible your Social Security will go above the threshold where ...

In 2024, a provision in SECURE 2.0 takes effect that provides a new option tying student debt repayments to 401(k) plans but clearly communicating to employees why and how to opt into the new program ...