While debt consolidation programs can help organize your repayments into a simplified plan and help you save a bit of money, you could take a negative hit to your credit score. If you’re struggling to ...

Debt consolidation is a repayment strategy that involves combining multiple debt balances into a single loan or line of credit. The goal is to make the “new debt” more manageable by having one lender, ...

Debt management restructures your debt so you can pay it off. Debt settlement involves some amount of debt forgiveness. If you don't qualify for debt management, debt settlement might work for you.

If you’re drowning in debt, you might consider credit counseling. Credit counselors can help you make a plan to tackle your ...

A debt consolidation loan is a type of personal loan that you can use to combine multiple debts into one and pay them off in fixed installments. This can benefit you in several ways, from simplifying ...

A debt/equity swap is a financial restructuring strategy where a company exchanges outstanding debt for equity in the business. This can help a company reduce its debt burden and interest costs while ...

The number of filings is back above 2020 levels as prices rise and people rely more on credit cards, an analysis finds. But ...

There are several ways to deal with overwhelming debt, and the right one for you depends on the severity of the problem and the resources you have. If you’re exploring debt management vs. debt ...