The Indiana General Assembly passed a bill to reform property taxes back in April. It’s the third big reform of the past 50 years, after the Bowen reform in 1973 and the Daniels reform in 2008.

Imagine that your home is destroyed in a fire. As you start the process to rebuild your life, a hard reality settles in: Your insurance coverage falls short of replacing your lost personal property.

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A group of policyholders say they face large gaps between what it will cost to rebuild and what they’re receiving from AAA.