Illnesses and injuries can occur unexpectedly, leading to medical expenses that can quickly accumulate. Whether an individual is young and healthy or dealing with chronic conditions, having health insurance ensures that one can access the care that they need.

A health insurance network includes hospitals, clinics, and healthcare providers that work with your insurance company to give cashless treatments. If you go to a hospital in this network, you don’t have to pay upfront for medical procedures unless it’s something not covered. The insurer takes care of the bill with the hospital.

The Medigap open enrollment period is the six-month sign-up window that starts the month you turn 65 and on the day your Part B takes effect.

For most Americans planning international trips, this is the kind of travel insurance that’s a must. By Elaine Glusac Elaine Glusac is the Frugal Traveler columnist, focusing on budget-friendly tips and journeys. Travel insurance that covers the ...

Rising health insurance premiums pose a risk to New York’s insurance markets, as lawmakers focus on affordability concerns.

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, including auto, home, life and health. Before cove..