Advice offered by Marc Hebert, president of The Harbor Group Inc., a certified financial planner. If you have any questions about finance or if you'd like to suggest a future topic, email ...

Trusts are ubiquitous in asset protection and estate planning. Regardless of a client’s wealth level, he should be using trusts to avoid problems such as a minor child inheriting money outright; ...

My clients sometimes come to me because somebody (a neighbor, their hair dresser, a radio commercial) has told them they “need a trust.” This is a little bit like going to the doctor and saying “I ...