Claire Boyte-White is the lead writer for NapkinFinance.com, co-author of I Am Net Worthy, and an Investopedia contributor. Claire's expertise lies in corporate finance & accounting, mutual funds ...

A SIMPLE 401(k) is a retirement savings account offered by small business employers with 100 or fewer employees. The SIMPLE 401(k) works just like a regular 401(k) plan, combining it with the ...

But the end of the year means the 2023 401(k) contribution deadline arrived. Here is some information to help you take advantage of tax breaks associated with your retirement savings plan ...

Commissions do not affect our editors' opinions or evaluations. A 401(k) retirement savings plan is an essential benefit for employees. For businesses, picking the right plan from the countless ...

Self-employment comes with many challenges, including missing out on the convenience of being automatically enrolled in retirement plans like employer-sponsored 401(k)s or pensions. These ...

Please view our full advertiser disclosure policy. With an expense ratio of only 0.015%, this fund is not only one of the best 401(k) investments but also one of the cheapest. A low portfolio ...

For workers, a standard 401(k) plan offers a straightforward and tax-advantaged way to save for retirement, but for employers, setting up a 401(k) plan is anything but simple. Companies that want ...

A study of 500 small businesses from across the country found that only 26% of those surveyed offered 401(k) retirement plans. Small businesses cited three main reasons for not offering plans ...

A Roth 401(k) is a good option for workers who have access to one through their employer and expect to be in a higher tax bracket when they retire. As an added bonus, the contribution limit for ...

With 2024 representing a new year and a new opportunity to maximize 401(k) contributions, the question for 401(k) plan savers is a straightforward one: How much should you be contributing to your ...