New research from the inventor of the 4% rule highlights how diversification, rebalancing and rising glide paths can safely ...

The classic 4% rule for retirement withdrawals was built for a bygone era. Learn why it's less reliable today and how to build a flexible spending plan that fits your life.

For decades, retirees have relied on the 4% rule as one of the simplest guidelines in retirement planning. And the concept is pretty simple. In your first year of retirement, you withdraw 4% of your ...

When you sacrifice to build retirement savings, you want that money to last. That's why it's important to manage withdrawals from your IRA or 401(k) carefully. For decades, financial planners have ...

It seems the 4% rule is now the 4.7% rule. In the early 90s, financial planner William Bengen was looking for a simple solution to help clients understand how much they could spend each year in ...

View post: Vanguard sends urgent warning on major 401(k) growing problem ...

Back in 1994, financial adviser Bill Bengen came up with a retirement principle called the 4% rule. His idea went viral. Read Full Article » ...

Three straight years of -10% returns shrink a $1.4M portfolio to ~$900,000 while pushing the effective withdrawal rate to a dangerous 6.5%. A retiree who began this exact plan in January 2000 was on ...

What does it cost to retire in Redding? Why some Redding residents may need to budget more per month before they can retire Back in 1994, financial adviser Bill Bengen came up with a retirement ...