The Fed’s rate cut has many homeowners wondering about refinancing. But the connection between Fed policy and mortgage rates ...

Refinancing could make sense if you want to lower your interest rate, get rid of mortgage insurance or change loan terms ...

Refi applications shot up ahead of the Fed’s latest rate cut. With more cuts to come, should you wait or act now?

If you are doing a no-cost loan, you don’t need to time anything. You just do the refinance. If rates in general come down more through future Fed cuts, you keep going with new, no-cost refinances, ...

Experts say Americans shouldn't expect a further decline in mortgage rates immediately after the Fed's September meeting.

The average rate on a 30-year U.S. mortgage ticked up this week, ending a four-week decline. Mortgage buyer Freddie Mac said ...

"The share of mortgage applications that were refinances reached nearly 60%, the highest since January 2022," Freddie Mac reported Sept. 18. The 30-year fixed mortgage interest rate averaged 6.26% as ...

Mortgage rates fell to 6.45%, sparking a potential refinance wave, and they could reach 5% by 2026 as the Fed considers ...

Mortgage Research Center. For 15-year fixed refinance mortgages, the average rate is 5.23%, and for 20-year mortgages, the ...