Explore bank credit's workings, types like loans and credit cards, and eligibility criteria for borrowing to empower your financial decisions.

Troy Segal is an editor and writer. She has 20+ years of experience covering personal finance, wealth management, and business news. Pete Rathburn is a copy editor and fact-checker with expertise in ...

In June 2010, TexasOne Community Credit Union was forced by regulators to merge with PrimeWay Federal Credit Union. The two Houston based credit unions each had their own problems, not the least of ...

Trade credit is an arrangement that allows a business to acquire goods or services from another business without making immediate payment. This ability to buy now and pay later is an important ...

The first-time homebuyer credit, introduced by the Housing and Economic Recovery Act of 2008, PL 110-289 (the 2008 act), has been substantially modified and clarified by two developments this year: ...

Whether you’re filing for the first time or have been around the tax return block, it’s easy to confuse tax credits and deductions. Profit and prosper with the best of expert advice on investing, ...

A student credit card, when used responsibly, can help you establish a credit history, build your credit score and develop healthy spending habits. Use a student credit card for affordable, ...