Explore bank credit's workings, types like loans and credit cards, and eligibility criteria for borrowing to empower your financial decisions.

Troy Segal is an editor and writer. She has 20+ years of experience covering personal finance, wealth management, and business news. Pete Rathburn is a copy editor and fact-checker with expertise in ...

In June 2010, TexasOne Community Credit Union was forced by regulators to merge with PrimeWay Federal Credit Union. The two Houston based credit unions each had their own problems, not the least of ...

Whether you’re filing for the first time or have been around the tax return block, it’s easy to confuse tax credits and deductions. Although both can help lower your tax bill, the IRS describes a tax ...

The first-time homebuyer credit, introduced by the Housing and Economic Recovery Act of 2008, PL 110-289 (the 2008 act), has been substantially modified and clarified by two developments this year: ...

A tradeline is an account that's listed on your credit report. Your credit score is calculated using the tradelines in your credit report. Review your credit reports often to make sure that all the ...

A student credit card, when used responsibly, can help you establish a credit history, build your credit score and develop healthy spending habits. Use a student credit card for affordable, ...

Year-over-year, credit delinquencies rose across nearly all VantageScore credit tiers and almost all delinquency categories, ...

Whether you’re filing for the first time or have been around the tax return block, it’s easy to confuse tax credits and deductions. Profit and prosper with the best of expert advice on investing, ...