Politicians often forget that the more they prescribe how companies deliver a service, the costlier and less accessible it becomes. The excessive regulation of consumer credit is a prime example of ...

Mortgage debt is the primary driver behind rising credit balances Consumer credit delinquencies have reached their highest level in five years, according to the January 2025 edition of CreditGauge ...

There’s been a big uptick in consumer debt this spring. The Federal Reserve reports that consumer credit in April rose by nearly $18 billion, or 4.3% on an annualized basis. That was a lot more than ...

Consumer credit in the USA surged significantly, with the latest figures showing an increase to $13.09 billion from the previous $3.13 billion.

American consumers are bracing for a tighter credit environment, expecting more stringent lending criteria in the near future. This anticipation comes as major credit companies move to adjust their ...

A federal consumer watchdog is warning that certain credit card companies may be illegally devaluing accrued rewards such as points or airline miles. The Consumer Financial Protection Bureau (CFPB) ...

U.S. consumer borrowing rose by $13.09B in September, against the $10.50B increase expected and $3.13B growth in August ...

New Visual Report Includes VantageScore® 3.0 Credit Score and Easy-to-Read Graphics for a Comprehensive View of Current and Past Credit Activity "Equifax plays an important role in the financial lives ...

The top U.S. watchdog agency for consumer finance on Tuesday sued credit rating giant Experian, saying the company failed American consumers who challenge the accuracy of consumer credit files, court ...

For decades, banks controlled consumer credit. They decided who got approved, at what rate, and on what terms. But in 2025, banks are no longer the first option. Private credit, once a fringe asset ...

BREATHING ROOM. I STARTED TO FEEL THE CRUNCH WHEN I STARTED TO USE CREDIT CARDS FOR JUST DAILY ESSENTIALS. FOR JENNIFER PAEZ, MORE EXPENSES AND LESS MONEY. COMING IN MEANT ONE SIMPLE THING SHE HAD TO ...