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Best CD Rates Today: September 30, 2025 — Earn Up to 5.11% APY

After the latest Fed rate cut, the best CD rates are reaching up to 5.11% APY. Take advantage of these high yields before they continue to drop further.

This 3-year CD promises 4.6% APY — plus 8 more of the best 3-year APYs of September 2025

The average 36-month certificate of deposit currently promises an underwhelming 1.36%, according to the latest government ...

This 4-year CD still promises up to 4.39% – plus 9 more of the best 4-year CD APYs of September 2025

There is a $2,000 minimum opening deposit requirement to access the 4-year CD at Utah First. To become a member here, this ...