If you need a mortgage to purchase your home, your lender will want to look over a wide variety of personal and financial documents.

A good starting point is to know how much house you can afford. A monthly mortgage payment weighs heavily on your budget. Factors such as a down payment amount, interest rates and other existing debt, ...

Skipping the mortgage pre-approval process can lead to disappointment and wasted time, so consult with a lender early on. Buyers should factor in additional expenses beyond the mortgage payment, such ...

Understanding these terminologies can be incredibly beneficial and often save you thousands of dollars and a lot of emotional ...

High home prices and interest rates didn't deter these three sets of first-time home buyers The share of first-time home buyers who bought a home in 2024 fell to a historic low, according to the ...

If you're willing to deal with extra complexity in the homebuying process, you might be able to buy a new home before selling your current one. A bridge loan or home equity financing can help you fund ...

Buyers may no longer need to pay for so many searches, sellers may be asked to contribute some costs, and measures could be ...

Buying a home has so many moving parts that it can feel like it takes forever to finish. One part of that process includes mortgage underwriting. A mortgage underwriter is the person who approves — or ...

Major shake-up to house buying could speed up process by a month - Under the plans, sellers and estate agents will be ...