With the average annual cost of home insurance reaching $3,017, it 's time for expert-backed ideas on ways to to cut your home insurance costs in 2026.

With a budget of around $400,000, you're square in the middle of the market across the U.S. — the median home sale price in 2025 is just over $410,000 according to data from the Federal Reserve Bank ...

The reality of modern household budgets might shock you. Most American families are shelling out significantly more on insurance premiums than they realize, and the numbers are climbing faster than ...

TheZebra reports that homeowners face rising repair costs, insurance limitations on coverage, and the importance of ...