The good news is if you're 60 days late on mortgage payments, you're typically not going to be at serious risk of foreclosure ...

Compare current adjustable-rate mortgage (ARM) rates to find the best rate for you. Lock in your rate today and see how much ...

Mortgage delinquencies surged in May 2025 amid high home prices, rising student debt, and affordability challenges.

For years, lenders have used only the FICO score, from Fair Isaac Corp. — a metric that generally excludes such things as ...

Applications for mortgages jumped 9.4% for the week ending July 4, as purchase activity reached its highest level since 2023.

Q: I am a mortgage lender and heard you on WGN radio today speaking of mortgages. You were quoting ratios of 28/36% of your gross monthly income. Those were the ratios that you’d hit your head on the ...

Mortgage lenders can now use the VantageScore 4.0 model when originating loans backed by Fannie Mae and Freddie Mac, which ...

Whether you’re buying your first or fifth home, an FHA loan can make it easier to afford a mortgage. These loans typically have lower down payment and credit score requirements compared to ...

Black homebuyers struggle with securing a mortgage loan and a new study found these challenges are unlikely to disappear ...

While first mortgage rates are impacted by the 10-year Treasury note, home equity loan rates are influenced to a greater degree by the federal-funds rate.

Experts say policy change will help Americans with 'thinner credit files' build equity and generational wealth.